Now processing KES 2B+ monthly

The complete payments platform for Africa

Accept payments, send payouts, manage subscriptions, and grow your business. M-PESA and cards in one powerful API.

No setup feesLive in 24 hoursCancel anytime

Trusted by 800+ businesses across Africa

SafaricomTwiga FoodsSendyJumiaCopiaSWVL

Accept all major payment methods

From M-PESA to international cards. One integration, all payment methods your customers love.

Card Payments & Mobile Money

AMEX
M-PESA

Bank Transfer & Payout Partners

Equity Bank
Co-operative Bank
NCBA Bank
Diamond Trust Bank
I&M Bank
Family Bank

+ 20 more banks supported via PesaLink, EFT, and RTGS

Everything you need to move money

From accepting your first payment to scaling to millions of transactions. One platform, infinite possibilities.

Accept Payments

  • M-PESA STK PushOne-tap mobile payments
  • Card PaymentsVisa, Mastercard, Amex
  • Payment LinksNo-code payment pages
  • QR PaymentsScan to pay

Send Payouts

  • Bank TransfersEFT, RTGS, PesaLink
  • M-PESA B2CInstant mobile disbursements
  • Batch PayoutsCSV/Excel bulk processing
  • Scheduled PayoutsRecurring disbursements

Recurring Billing

  • Subscription PlansFlexible billing cycles
  • Free TrialsConvert with trial periods
  • Dunning ManagementSmart retry logic
  • MRR AnalyticsRevenue metrics

Commerce Tools

  • InvoicingProfessional invoices
  • Payment PagesHosted checkout
  • Order ManagementTrack fulfillment
  • Customer PortalSelf-service billing

Built for reliability at scale

Enterprise-grade infrastructure with developer-friendly APIs. The best of both worlds.

M-PESA Integration

STK Push, C2B, B2C, and B2B. All flows you need for mobile money with 99.9% uptime guarantee.

Card Processing

Accept Visa, Mastercard, and Amex. Full 3DS2 support, automatic fraud detection, and PCI compliance.

Bank Payouts

Send money to any bank in Kenya. Support for EFT, RTGS, and PesaLink with real-time status tracking.

Subscriptions

Flexible billing cycles, free trials, proration, and smart dunning. Built for SaaS businesses.

Invoicing

Create professional invoices, send reminders, and get paid faster. Track everything in one place.

Developer First

RESTful API, webhooks, SDKs for Node.js & Python. Sandbox that mirrors production exactly.

Developer Experience

Integrate in minutes, not weeks

Clean REST APIs, comprehensive SDKs, and documentation that actually makes sense. Get your first payment working in under 10 minutes.

RESTful API with predictable resource-oriented URLs
Real-time webhooks for all payment events
Sandbox that mirrors production exactly
OAuth 2.0 and API key authentication
payment.js
// Initialize payment
const payment = await serix.payments.create({
amount: 1500,
currency: 'KES',
method: 'mpesa',
phone: '254712345678',
reference: 'ORDER-001',
callback_url: 'https://your-site.com/webhook'
});
// Payment initiated - customer receives STK push
console.log(payment.id); // "pay_abc123"
console.log(payment.status); // "pending"

Built for every business

From startups to enterprises, SerixPay powers payments for all kinds of businesses.

E-commerce

Accept payments on your store with M-PESA and cards. Automatic order reconciliation.

23% higher conversion
< 3s checkout time

SaaS & Subscriptions

Manage recurring billing, handle upgrades/downgrades, reduce churn with smart retries.

40% less churn
Automated billing

Marketplaces

Split payments between vendors, handle escrow, and automate settlements.

Real-time splits
Multi-party payouts

HR & Payroll

Pay employees and contractors via bank or M-PESA. Batch processing for bulk payments.

1000+ payouts/batch
Same-day processing

Go live in 3 simple steps

No lengthy onboarding. No waiting for approvals. Just sign up and start building.

1

Create your account

Sign up with your email. Get your API keys instantly. Access sandbox immediately.

2

Integrate & test

Use our SDKs or REST API. Test with our sandbox that mirrors production exactly.

3

Go live

Submit business documents. Get approved in 24-48 hours. Start accepting real payments.

Simple, transparent pricing

Start free, scale as you grow. No hidden fees, no surprises.

Starter

For testing & small projects

0/mo
  • 100 transactions/month
  • Full sandbox access
  • Basic dashboard
  • Email support
  • Single user
Start free
Most popular

Growth

For growing businesses

KES 4,500/mo
  • Unlimited transactions
  • 1% M-PESA, 2% bank, 4% cards
  • Payouts & Subscriptions
  • Advanced analytics
  • Priority support
  • Up to 10 team members
  • Custom webhooks
Start free trial

Enterprise

For high-volume businesses

Custom
  • Volume discounts
  • Dedicated support
  • Custom integrations
  • SLA guarantee
  • Account manager
  • On-premise options
Contact sales

Transaction Fees

1%
Mobile Money
M-PESA
2%
Bank Transfers
EFT, RTGS, PesaLink
4%
Card Payments
Visa, Mastercard, Amex

All plans include SSL, webhooks, sandbox, and basic support. No hidden fees.

Loved by teams across Africa

Join hundreds of businesses that trust SerixPay for their payments.

We switched from a competitor that kept having downtime. Serix has been rock solid for 8 months now. Our checkout conversion went up 23% just from faster payment processing.

BO
Brian Otieno
Founder, Sokoni Market

Finally, an API that makes sense. I integrated M-PESA in one afternoon. The sandbox actually mirrors production, which saved us so many headaches.

GW
Grace Wanjiku
Lead Developer, Fasta

The batch payout feature is a game changer. We process 500+ vendor payments weekly without breaking a sweat. Support is incredible too.

KM
Kevin Mwangi
CTO, DeliverKE
FAQ

Frequently asked questions

Everything you need to know about Serix Payment Hub.

Getting started is simple. Sign up for a free account, verify your business details, and you can start integrating our API immediately. Our sandbox environment lets you test without any real transactions.

We support M-PESA (Lipa Na M-PESA, STK Push, C2B, B2C), Visa, Mastercard, and bank transfers. We are constantly adding new payment methods to serve our customers better.

Most developers complete their integration within a few hours to a day. Our comprehensive documentation, SDKs for popular languages, and responsive support team make the process smooth.

Our fees are competitive and transparent. M-PESA transactions start at 1.5%, and card transactions at 2.9% + KES 30. Volume discounts are available for high-volume merchants.

Absolutely. We are PCI DSS Level 1 certified, use 256-bit SSL encryption, and follow industry best practices for data security. Your customers' payment data is never stored on your servers.

Yes! We offer 24/7 technical support via email and chat. Pro and Enterprise plans include dedicated account managers and priority phone support.

Ready to transform your payments?

Join 800+ businesses using SerixPay. Start free, no credit card required.